Boat Insurance


Boat Insurance

Pleasurecraft Insurance helps protect you against accidents in and out of the water. You can choose from a number of different types of cover including:

Basic boat insurance that covers legal costs if you cause death or injury to another person, or your boat causes the loss or damage of their property.

Comprehensive boat insurance that covers the same events as basic boat insurance, but adds loss or damage to your boat.

The following boat covers are available:

  • Runabouts
  • Yacht insurance
  • Houseboat insurance
  • Cruiser insurance
  • Catamaran insurance

Comprehensive Boat Insurance - summary of covers:

  • Theft & Fire
  • Malicious damage
  • Storm damage
  • Accidental loss or damage to your boat by an insured event
  • Voluntary marine sea search and rescue
  • Cover for accessories, equipment & contents
  • Optional racing cover for sail boats
  • Optional waterskiers' liability cover
  • Legal costs to defend any action
  • Accidental damage to other peoples' boats or property by an insured event
  • Death or bodily injury your customer's boat causes to any person by an insured incident
  • Death of the authorised operator/driver by an insured event
  • Emergency expenses
  • Inspection of hull after running aground
  • Loss of your customer's hull, boat trailer or motor(s) less than 2 years old
  • Loss prevention and recovery costs
  • No fault claim
  • Substitute boat
  • Towing costs
  • Held for sale
  • Rescue expenses